Property Purchase within reach!
This months 0.25% rate cut by the RBA means interest rates are set for record lows and some borrowers will now enjoy historically low rates approaching 4.50% p.a. Continue reading Property Purchase
Did you know….many small and medium business owners and managers can expose themselves to potential financial difficulty by entering into contracts? Continue reading Contract Liability
by Denise Gibbons, Director – Integrity Wealth
There are many milestones that happen throughout our life’s journey. Leaving home, commencing a career, starting a business and starting a long term personal relationship to name a few. Continue reading Transition Planning
Importance of Reviewing Policy Sum Insured
I’m sure you’ll agree, having insurance in place for your physical asset pool is a necessity. What you may not have considered however is that being under insured can be just as devastating financially as having no insurance at all. Continue reading Reviewing Policy Sum Insured
1. They don’t Buy Insurance
This is relatively the biggest mistake business owners make on insurance. Insurance can seem like the benefit doesn’t justify the cost or maybe they don’t realize they need coverage. Business owners can sometimes feel that as long as they follow the rules, operate legally, and do what they are supposed to do, they will be ok. What many don’t realize is that even if they are sued and win, the cost of defending themselves against even an unfounded lawsuit may be enough to put them out of business. Continue reading 7 common mistakes businesses make with their insurance.
Your Summer Protection Newsletter
Aussie summers and the great outdoors go together like shrimps and barbies!
Before long, we’ll be packing up the kids and heading to the surf for some fun in the sun. Teaching junior to boogie board, playing beach cricket till dusk and lazing in the sun are just some of the ways we Aussies enjoy our welldeserved R ‘n’ R at year’s end. Continue reading Summer Protection Newsletter
You know about Business Expenses but….
If you are self-employed or in a small partnership, an extended absence from your business as a result of sickness or injury could have a severe financial impact on you and your family. Continue reading Business Expenses
The year is rushing by and it will be Christmas before we know it. But don’t allow the year to run away on you without doing yourself, and those you love, the biggest favour of all – review your insurances. Continue reading Your Financial Life – Edition 3, 2014
With a number of changes being made to the investment rules for self-managed super funds, allowing investments in a wider range of assets including property assets, many self-managed super funds have a large percentage of assets tied up in a single investment – leading to lack of liquidity. Appropriate insurance cover becomes especially important when SMSFs look at property investment and have debt. Continue reading Debt Protection and Insurance for Self-Managed Super Funds
If you’re a 35-year-old Australian with an annual income of $80 000, you could earn around $3.8 million before you turn 65[1]. With that kind of multi-million-dollar value, your ability to earn a living could be considered one of your greatest personal assets, which means: You need income protection insurance! Continue reading Income Protection for Over 35’s
